Worry-Free Travel with Comprehensive Coverage
Stay protected from medical emergencies, trip cancellations, lost baggage, and more — anywhere in the world.
- Schengen Visa Approved
- Coverage from ₹89/day
- Medical + Baggage Protection
- 24/7 Global Assistance
Types of Travel Insurance Plans
Choose the plan that fits your travel style and destination.
International Travel
Complete cover for overseas trips worldwide
- Medical cover up to $500,000
- Trip cancellation & curtailment
- Lost/delayed baggage cover
- Personal accident protection
Domestic Travel
Affordable protection for travel within India
- Accident cover during the trip
- Flight delay compensation
- Trip cancellation cover
- Baggage loss protection
Schengen Travel
EU Schengen visa-compliant insurance
- Min €30,000 medical cover
- Valid for all 27 Schengen states
- Emergency repatriation included
- Instant policy certificate
Student Travel
Long-term cover for students studying abroad
- Up to 2-year coverage duration
- Study interruption cover
- Compassionate visit benefit
- Mental health support included
Annual Multi-Trip
Unlimited trips under one annual plan
- Unlimited trips in a year
- Each trip up to 45/90 days
- Significant premium savings
- Ideal for frequent travellers
Corporate Travel
Business travel coverage for teams
- Covers entire organisation
- Business equipment protection
- Emergency evacuation cover
- Duty-of-care compliance
Popular Add-ons & Benefits
Every travel plan includes these protections — with options to enhance further.
Medical Emergency
Covers hospitalisation, surgery, and emergency medical treatment abroad
Trip Cancellation
Reimbursement for pre-paid, non-refundable expenses if trip is cancelled
Flight Delay
Compensates for meal, hotel, and transport expenses during flight delays
Lost Baggage
Covers loss, theft, or damage of checked-in luggage and personal effects
Passport Loss
Covers cost of emergency passport replacement and consular assistance abroad
Trip Interruption
Pays extra costs if your trip is cut short due to emergencies at home or abroad
Emergency Evacuation
Air ambulance and medical repatriation to your home country covered in full
24/7 Concierge
Round-the-clock assistance for emergencies, bookings, and travel guidance
What Is & Isn't Covered
Complete transparency so you know exactly what to expect when you travel.
What's Covered
- Emergency medical treatment abroad
- Medical evacuation & repatriation
- Trip cancellation (unforeseen events)
- Flight delay (6+ hours)
- Loss of checked-in baggage
- Passport & travel document loss
- Personal accident & disability
- COVID-19 medical treatment
What's Not Covered
- Pre-existing conditions (undeclared)
- Extreme sports (without add-on rider)
- War, terrorism, or civil unrest zones
- Alcohol or drug-related incidents
- Self-inflicted injuries
- Cosmetic or elective procedures
- Travel against medical advice
- Deliberate trip cancellation
How to File a Travel Insurance Claim
Four simple steps to get your claim settled quickly, wherever you are.
Report the Incident
Contact our 24/7 helpline immediately after any incident. For medical emergencies, we coordinate with local hospitals and arrange cashless treatment where possible.
Document Everything
Collect all supporting evidence — hospital bills, police FIR, airline delay certificates, baggage receipts, or official reports. Photos help speed up processing.
Submit Your Claim
Upload all documents via our app, online portal, or email the claim form with supporting evidence. Our team acknowledges within 24 hours and begins review.
Receive Settlement
Approved claims are settled within 7–15 working days. Payment is transferred directly to your bank account or made to the service provider on your behalf.
Why You Need Travel Insurance
Don't let unexpected events ruin your trip — or drain your savings.
Medical Emergencies Abroad
Foreign hospital bills can reach ₹10–50 lakhs for serious conditions. Travel insurance covers 100% of emergency medical costs so you can focus on recovery, not bills.
Mandatory for Schengen Visa
EU Schengen visa requires proof of minimum €30,000 medical insurance. We issue Schengen-approved instant policy certificates accepted at all EU embassies.
COVID-19 Protection
Full coverage for COVID-19 treatment, mandatory quarantine accommodation, and trip disruption. Our policies include COVID as a standard covered event — no exclusions.
Travel Insurance FAQs
Everything you need to know before buying your travel plan.
Yes, travel insurance is mandatory for a Schengen visa. The policy must provide a minimum coverage of €30,000 for medical emergencies and repatriation. Our Schengen plans are pre-approved and come with an instant certificate accepted at all EU embassies.
Emergency medical evacuation covers ambulance transport, air ambulance services, and medical repatriation back to India if you require treatment unavailable locally. Our team arranges all logistics directly with the evacuation service while you focus on your health.
Yes, you can purchase travel insurance up to midnight the day before your departure. However, trip cancellation cover only applies to events that occur after the policy is purchased. For the best protection, buy insurance as soon as you book your trip.
Report the loss immediately to the airline, obtain a Property Irregularity Report (PIR), and contact our claims team. Submit the PIR, boarding pass, baggage receipt, and a list of lost items. For delays beyond 12 hours, we pay an emergency allowance for essential purchases.
Standard travel plans exclude extreme and adventure sports (bungee jumping, paragliding, mountaineering, etc.). However, we offer an Adventure Sports Rider add-on that covers a wide range of activities. Recreational activities like snorkelling, trekking below 4,000m, and cycling are included in the base plan.
Yes. Our travel policies include COVID-19 as a covered event for trip cancellation, trip interruption, medical treatment, and quarantine accommodation. If you test positive before departure or abroad, the full policy protections apply — no COVID exclusions in our plans.