Terms of Service

1. Acceptance of Terms

By accessing or using the SB Tech Insurance website and services ("Services"), you confirm that you have read, understood, and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Services. These Terms apply to all visitors, users, and others who access or use our platform.

2. Description of Services

SB Tech Insurance is an insurance comparison and advisory platform that allows users to compare insurance products, receive personalised quotes, and connect with registered insurance advisors and providers in India. Our Services include:

• Online insurance comparison for vehicle, life, health, and travel insurance.
• AI-powered advisory tools to help you choose the right plan.
• Quote submission and lead generation services.
• Claims filing assistance and claim tracking tools.
• Customer support via phone, email, and WhatsApp.

3. Eligibility

You must be at least 18 years of age and a resident of India to use our Services. By using our platform, you represent and warrant that you meet these eligibility requirements. We reserve the right to refuse service to anyone at our sole discretion.

4. Use of the Platform

You agree to use our Services only for lawful purposes and in accordance with these Terms. You must not:

• Submit false, misleading, or fraudulent information.
• Attempt to gain unauthorised access to any part of our systems or accounts.
• Use the platform for any illegal activity or to violate any applicable law or regulation.
• Scrape, crawl, or use automated tools to extract data from our website without prior written consent.
• Impersonate any person, company, or entity, including our employees or representatives.

5. Insurance Products and Quotations

SB Tech Insurance acts as an intermediary and comparison platform. We do not underwrite insurance policies. All insurance products, premiums, and coverage details are provided by the respective registered insurers. Quotes displayed are indicative and subject to change based on the insurer's final assessment. Final policy terms are governed by the documents issued by the insurer.

6. Intellectual Property

All content on this website — including text, graphics, logos, icons, images, audio clips, and software — is the property of SB Tech Insurance or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this site without our express written permission.

7. Disclaimer of Warranties

Our Services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Services will be uninterrupted, error-free, or free of viruses or other harmful components.

8. Limitation of Liability

To the maximum extent permitted by applicable law, SB Tech Insurance shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our Services, including but not limited to loss of data, loss of profits, or loss of coverage resulting from reliance on information provided on this platform.

9. Privacy

Your use of our Services is also governed by our Privacy Policy, which is incorporated by reference into these Terms. By using our Services, you consent to the practices described in our Privacy Policy.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in Mumbai, Maharashtra, India.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website with an updated date. Your continued use of our Services after any changes constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.

12. Contact Information

For any questions, concerns, or disputes regarding these Terms, please contact us: