/* =========================================================
   INSURANCE CARDS SECTION
   ========================================================= */

/* Section wrapper */
.insurance {
  background: #f9fafb;
  padding: 72px 0 80px;
}

/* Constrained container */
.insurance__container {
  width: 100%;
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 40px;
  box-sizing: border-box;
}

/* Section header */
.insurance__header {
  text-align: center;
  margin-bottom: 48px;
}

.section__label {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: #2e7d32;
  margin-bottom: 10px;
}

.section__title {
  font-size: clamp(1.55rem, 3vw, 2.1rem);
  font-weight: 800;
  color: #111;
  line-height: 1.2;
  margin: 0 0 12px;
}

.section__description {
  font-size: 0.975rem;
  color: #777;
  max-width: 520px;
  margin: 0 auto;
  line-height: 1.65;
}

/* ---- Grid ---- */
.insurance__grid {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
  align-items: stretch;
}

/* ---- Card ---- */
.insurance__card {
  background: #ffffff;
  border: 1px solid rgba(0, 0, 0, 0.05);
  border-radius: 16px;
  padding: 30px 26px 26px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  position: relative;
  box-shadow:
    0 1px 3px rgba(0, 0, 0, 0.04),
    0 4px 16px rgba(0, 0, 0, 0.06);
  transition:
    transform 0.3s ease,
    box-shadow 0.3s ease,
    border-color 0.3s ease;
  will-change: transform;
  cursor: pointer;
  overflow: hidden;
}

/* Subtle top accent line */
.insurance__card::before {
  content: "";
  position: absolute;
  inset: 0 0 auto 0;
  height: 3px;
  background: linear-gradient(90deg, #2e7d32, #66bb6a);
  border-radius: 16px 16px 0 0;
  opacity: 0;
  transition: opacity 0.3s ease;
}

/* Hover lift + elevation */
.insurance__card:hover {
  transform: translateY(-6px) scale(1.01);
  border-color: rgba(46, 125, 50, 0.15);
  box-shadow:
    0 2px 6px rgba(0, 0, 0, 0.04),
    0 12px 40px rgba(0, 0, 0, 0.12),
    0 24px 48px rgba(46, 125, 50, 0.06);
}

.insurance__card:hover::before {
  opacity: 1;
}

/* ---- Icon circle ---- */
.insurance__card-icon {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: #f1f3f5;
  border: 1.5px solid rgba(0, 0, 0, 0.06);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  flex-shrink: 0;
  font-size: 1.5rem;
  line-height: 1;
  transition: background 0.3s ease, border-color 0.3s ease, transform 0.3s ease;
  -webkit-user-select: none;
  user-select: none;
}

.insurance__card:hover .insurance__card-icon {
  background: #e8f5e9;
  border-color: rgba(46, 125, 50, 0.2);
  transform: scale(1.08);
}

/* ---- Card text ---- */
.insurance__card-title {
  font-size: 1.02rem;
  font-weight: 700;
  color: #222222;
  margin: 0 0 10px;
  line-height: 1.25;
  letter-spacing: -0.01em;
}

.insurance__card-description {
  font-size: 0.875rem;
  color: #666666;
  line-height: 1.68;
  margin: 0 0 22px;
  flex: 1;
}

/* ---- Learn More link ---- */
.insurance__card-link {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  font-size: 0.83rem;
  font-weight: 600;
  color: #2e7d32;
  text-decoration: none;
  letter-spacing: 0.01em;
  margin-top: auto;
  padding: 0;
  transition: color 0.25s ease, gap 0.25s ease;
}

.insurance__card-link::after {
  content: "→";
  display: inline-block;
  font-size: 0.92rem;
  transition: transform 0.25s ease;
  will-change: transform;
}

.insurance__card:hover .insurance__card-link {
  color: #1b5e20;
  gap: 8px;
}

.insurance__card:hover .insurance__card-link::after {
  transform: translateX(4px);
}

/* =========================================================
   RESPONSIVE
   ========================================================= */

/* Tablet: 2 per row */
@media (max-width: 900px) {
  .insurance {
    padding: 56px 0 64px;
  }

  .insurance__container {
    padding: 0 24px;
  }

  .insurance__header {
    margin-bottom: 36px;
  }

  .insurance__grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 18px;
  }
}

/* Mobile: 1 per row */
@media (max-width: 520px) {
  .insurance {
    padding: 44px 0 52px;
  }

  .insurance__container {
    padding: 0 16px;
  }

  .insurance__grid {
    grid-template-columns: 1fr;
    gap: 14px;
  }

  .insurance__card {
    padding: 22px 20px 20px;
  }

  .section__title {
    font-size: 1.45rem;
  }
}